---
title: Payment Ponderings - A GPC Blog (2)
description: Global Processing Centre explores topics affecting the payments and fintech industries.  (2)
---

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# Payment Ponderings - A GPC Blog

Select Category analytics API atm bitcoin BuyNowPayLater carbonoffset cash climate climatechange cross-border data dcc fintech FIs ISO issuing kiosk mobilewallet payments processing remittances security

![](https://blog.globalprocessingcentre.com/hubfs/shutterstock_276491207.jpg)

[fintech,](https://blog.globalprocessingcentre.com/blog/tag/fintech) [climatechange,](https://blog.globalprocessingcentre.com/blog/tag/climatechange) [climate,](https://blog.globalprocessingcentre.com/blog/tag/climate) [carbonoffset](https://blog.globalprocessingcentre.com/blog/tag/carbonoffset)

### [Climate FinTech - are you missing out on the next big FinTech investment?](https://blog.globalprocessingcentre.com/blog/climate-fintech-are-you-missing-out-on-the-next-big-fintech-investment)

Nov 29, 2022 1:55:15 PM

| With COP27 just having just been concluded in Egypt earlier this month, there is a renewed spotlight on climate change. For the first time, the wealthier nations have agreed to set up a fund to provide relief to the developing countries who often suffer the most from the climate change-related natural disasters caused by emissions from those same wealthier nations. Though it may take a few years to take effect, it is a triumph nonetheless for these smaller nations. |
| --- |

![SSouthwell](https://app.hubspot.com/settings/avatar/0e465ff110b493b3d318f2b4f7bc8851) 

[SSouthwell](https://blog.globalprocessingcentre.com/blog/author/ssouthwell) 

[Read More](https://blog.globalprocessingcentre.com/blog/climate-fintech-are-you-missing-out-on-the-next-big-fintech-investment)

![](https://blog.globalprocessingcentre.com/hubfs/woman-hand-using-atm-machine-to-withdraw-money-wit-2021-12-13-23-36-42-utc-1.jpg)

[atm,](https://blog.globalprocessingcentre.com/blog/tag/atm) [security](https://blog.globalprocessingcentre.com/blog/tag/security)

### [ATM Security - are your ATMs vulnerable?](https://blog.globalprocessingcentre.com/blog/atm-security-are-your-atms-vulnerable)

Nov 2, 2022 2:00:00 PM

Cybercriminals targeting ATMs and POS machines had to take a break with the rest of the world during the pandemic as worldwide lockdowns forced the closures of brick-and-mortar businesses, restaurants and stores. Online business surged and in-person cash and card transactions dipped. However, two years on, as business returns to normal and people go back to pre-pandemic ways of spending, the cybercriminals are back and, it seems, with a vengeance!

![SSouthwell](https://app.hubspot.com/settings/avatar/0e465ff110b493b3d318f2b4f7bc8851) 

[SSouthwell](https://blog.globalprocessingcentre.com/blog/author/ssouthwell) 

[Read More](https://blog.globalprocessingcentre.com/blog/atm-security-are-your-atms-vulnerable)

![](https://blog.globalprocessingcentre.com/hubfs/remittence.png)

[cash,](https://blog.globalprocessingcentre.com/blog/tag/cash) [payments,](https://blog.globalprocessingcentre.com/blog/tag/payments) [cross-border,](https://blog.globalprocessingcentre.com/blog/tag/cross-border) [remittances,](https://blog.globalprocessingcentre.com/blog/tag/remittances) [mobilewallet](https://blog.globalprocessingcentre.com/blog/tag/mobilewallet)

### [Digital Remittances – the new age of the remittance industry](https://blog.globalprocessingcentre.com/blog/digital-remittances-the-new-age-of-the-remittance-industry)

Oct 3, 2022 11:00:18 AM

As with many payment trends, the pandemic accelerated the remittance industry to go digital and allow for fintech innovation to put pressure on traditional means of remittances. A remittance can be described as one person sending money to another, often in another country. It is a multi-billion dollar industry with hundreds of millions of migrant workers sending money home to their families, in order to assist with education, healthcare and other every day finances. In many cases, these remittances fully support their families in their country of origin. Very often, bank accounts are not involved.

![SSouthwell](https://app.hubspot.com/settings/avatar/0e465ff110b493b3d318f2b4f7bc8851) 

[SSouthwell](https://blog.globalprocessingcentre.com/blog/author/ssouthwell) 

[Read More](https://blog.globalprocessingcentre.com/blog/digital-remittances-the-new-age-of-the-remittance-industry)

![](https://blog.globalprocessingcentre.com/hubfs/bitcoin-atm-terminal.jpg)

[fintech,](https://blog.globalprocessingcentre.com/blog/tag/fintech) [atm,](https://blog.globalprocessingcentre.com/blog/tag/atm) [bitcoin](https://blog.globalprocessingcentre.com/blog/tag/bitcoin)

### [Additional revenue for ATM operators – Are Bitcoin ATMs the answer?](https://blog.globalprocessingcentre.com/blog/additional-revenue-for-atm-operators-are-bitcoin-atms-the-answer)

Sep 1, 2022 10:17:44 AM

Despite the skeptics and the critics, cryptocurrencies are here to stay. For a little while longer, at least! If you have been interested in the concept for a while or are just starting to figure things out, you may be wondering how you can take advantage while it’s still a hot topic. As ATM operators, there is an added revenue opportunity that arises with the widespread interest in getting on the cryptocurrency train. According to Coin ATM Radar, there are more than 35,000 Bitcoin ATMS – or BTMs – in the US, and over 2,500 in Canada. Here's what you need to know.

![SSouthwell](https://app.hubspot.com/settings/avatar/0e465ff110b493b3d318f2b4f7bc8851) 

[SSouthwell](https://blog.globalprocessingcentre.com/blog/author/ssouthwell) 

[Read More](https://blog.globalprocessingcentre.com/blog/additional-revenue-for-atm-operators-are-bitcoin-atms-the-answer)

![Canadian currency](https://blog.globalprocessingcentre.com/hubfs/currency-in-canada.jpg)

### [Canadian Payment Trends and Predictions](https://blog.globalprocessingcentre.com/blog/canadian-payment-trends-and-predictions)

Aug 23, 2022 12:25:00 PM

The effects of the pandemic have had some obvious negative outcomes on the payments industry over the past two years. Lockdowns, reduced economic activity, travel bans and forced closures of businesses have led to sharp decreases in transaction volumes and values. But with countries opening back up and society learning to live in the new normal, what can we expect to see in 2022?

There were several common themes in all payment reports from the end of last year, reporting on payment trends throughout the pandemic:

![SSouthwell](https://app.hubspot.com/settings/avatar/0e465ff110b493b3d318f2b4f7bc8851) 

[SSouthwell](https://blog.globalprocessingcentre.com/blog/author/ssouthwell) 

[Read More](https://blog.globalprocessingcentre.com/blog/canadian-payment-trends-and-predictions)

![](https://blog.globalprocessingcentre.com/hubfs/bnpl-buy-now-pay-later-online-shopping-service-on-sm.jpg)

[BuyNowPayLater](https://blog.globalprocessingcentre.com/blog/tag/buynowpaylater)

### [Buy Now Pay Later](https://blog.globalprocessingcentre.com/blog/buy-now-pay-later)

Jul 20, 2022 9:08:00 AM

Have you recently bought something online and been given the option to pay in instalments over a period of time, rather than the entire amount at once? I am guessing that you have seen this option plenty times! While the concept of microlending is not new (it has been around for over a decade), this trend, referred to as “Buy Now, Pay Later” or “BNPL” is one that has seen dramatic growth over the past couple of years, i.e., post pandemic.

![SSouthwell](https://app.hubspot.com/settings/avatar/0e465ff110b493b3d318f2b4f7bc8851) 

[SSouthwell](https://blog.globalprocessingcentre.com/blog/author/ssouthwell) 

[Read More](https://blog.globalprocessingcentre.com/blog/buy-now-pay-later)

![](https://blog.globalprocessingcentre.com/hubfs/young-mixed-race-curly-hair-woman-interacting-with-2022-02-03-02-22-29-utc%20sm.jpg)

[atm,](https://blog.globalprocessingcentre.com/blog/tag/atm) [kiosk](https://blog.globalprocessingcentre.com/blog/tag/kiosk)

### [The advantages of multi-function kiosks](https://blog.globalprocessingcentre.com/blog/the-advantages-of-multi-function-kiosks)

Jun 22, 2022 9:09:00 AM

While vending kiosks held the largest share of the interactive kiosk market in 2021, the market for banking and financial services kiosks is expected to witness the highest growth of the Compounded Annual Rate of Growth (CARG) of 6.3% by 2027. The sector is projected to grow from USD 28.8 billion in 2022 to 39.2 billion by 2027.

[Bridget Cadet](https://blog.globalprocessingcentre.com/blog/author/bridget-cadet) 

[Read More](https://blog.globalprocessingcentre.com/blog/the-advantages-of-multi-function-kiosks)

![](https://blog.globalprocessingcentre.com/hubfs/mobile-payment-2021-08-26-22-39-54-utc.jpg)

[fintech,](https://blog.globalprocessingcentre.com/blog/tag/fintech) [payments,](https://blog.globalprocessingcentre.com/blog/tag/payments) [cross-border](https://blog.globalprocessingcentre.com/blog/tag/cross-border)

### [The Future of Cross-border Payments](https://blog.globalprocessingcentre.com/blog/the-future-of-cross-border-payments)

May 18, 2022 9:09:00 AM

As our world becomes increasingly smaller and more accessible, there is an expectation that things move instantaneously. Money transfers are no exception. Unfortunately, cross-border payments are still lagging, mostly due to archaic banking systems and differing laws and regulations between countries. Currently many cross-border transactions are handled through intermediary banks but this is clunky and inefficient. Legacy cross-border payments lack transparency and because nobody owns the cross-border experience there is low transparency, low predictability, and no standardization.

[Bridget Cadet](https://blog.globalprocessingcentre.com/blog/author/bridget-cadet) 

[Read More](https://blog.globalprocessingcentre.com/blog/the-future-of-cross-border-payments)

![](https://blog.globalprocessingcentre.com/hubfs/closeup-woman-using-the-smart-mobile-phone-for-wit-J2XRH7M.jpg)

[fintech,](https://blog.globalprocessingcentre.com/blog/tag/fintech) [cash,](https://blog.globalprocessingcentre.com/blog/tag/cash) [atm](https://blog.globalprocessingcentre.com/blog/tag/atm)

### [The Role of ATMs and Cash in a Digital World](https://blog.globalprocessingcentre.com/blog/the-role-of-atms-and-cash-in-a-digital-world)

Apr 20, 2022 9:10:00 AM

With all of the attention these days, and particularly following recent global events, on the rise of digital payments and businesses going cashless, you may be wondering what sort of role cash and ATMs will play in the future. Are ATMs still relevant? Will they be in 10 years’ time? As a company that pushes digital payments as the way of the future, we also recognise the very real present and future demands for ATMs and smart ATMs. Here, we consider some of the issues.

![SSouthwell](https://app.hubspot.com/settings/avatar/0e465ff110b493b3d318f2b4f7bc8851) 

[SSouthwell](https://blog.globalprocessingcentre.com/blog/author/ssouthwell) 

[Read More](https://blog.globalprocessingcentre.com/blog/the-role-of-atms-and-cash-in-a-digital-world)

![](https://blog.globalprocessingcentre.com/hubfs/ATM-1.png)

### [Transforming your bank's digital experience](https://blog.globalprocessingcentre.com/blog/transforming-your-banks-digital-experience)

Mar 23, 2022 9:10:00 AM

\*|MC\_PREVIEW\_TEXT|\*

Pandemic conditions over the last two years have certainly accelerated banks’ digital transformation efforts. Two years later, what lessons have been learned and where can banks still improve?

![SSouthwell](https://app.hubspot.com/settings/avatar/0e465ff110b493b3d318f2b4f7bc8851) 

[SSouthwell](https://blog.globalprocessingcentre.com/blog/author/ssouthwell) 

[Read More](https://blog.globalprocessingcentre.com/blog/transforming-your-banks-digital-experience)

<https://blog.globalprocessingcentre.com/blog> [1](https://blog.globalprocessingcentre.com/blog) [2](https://blog.globalprocessingcentre.com/blog/page/2)

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